Whether you are an experienced landlord with a portfolio of rental property, or if you are starting your property investment journey, Blue-print Mortgages are able to assist you.
There are many different types of investment property, and can include houses of multiple occupation (HMO), student lets and holiday lets.
The lending requirements of investment properties differ from residential mortgages, with larger deposit requirements and other factors in play such as rental calculations, Stamp Duty implications, and ongoing changes to government tax rules affecting investment property income to name a few. Solutions may involve Limited Company Buy-to-let, but this can depend on individual circumstances.
We are experienced in this specialist field, and will be able to advise you further based on your requirements.
A Let-to-buy mortgage is where a homeowner converts their current residential property to a property to let, and simultaneously purchases a new residential property. The rules applying to Buy-to-let mortgages will apply to the new rental property.